Important Information About This Blog
This feature was prepared by theinvestorcentre.com using sources believed to be accurate and reliable, although no guarantee in this regard is made or implied. The opinions expressed are those of the author at the time of publication and should not be relied upon as the basis for making any investment decisions.
Do you need advice?
This publication contains product specific details only and unless we have complete up to date written details of your financial circumstances and requirements we cannot and will not offer any opinion as to the suitability of any investment for any client. Any response to this publication will therefore be on the basis that client specific advice has not been given. These investments are not suitable for everyone. If you have any doubt whether they are suitable, you should obtain expert advice.
Ensure you obtain and read the literature
It is essential before you consider purchasing any of the products mentioned that you obtain, read, and fully understand the Terms of Business and Key Features and/or Simplified Prospectus relating to the specific products(s) in which you are interested, as each have different risk levels and some are more volatile then others dependent on where and how they are invested. They also set out the risks, charges, cancellation rights and terms of the investment. Do not invest unless you have read this information. Key features documentation and/or Simplified Prospectuses are available from Chartwell and will be sent to you along with the brochure and application pack upon request. Any relevant business conducted will be on the basis that the Key Features and/or Simplified Prospectus and terms and conditions have been read.
Important notes
It is important to always bear in mind that any stock market and equity linked investment carries risk and are subject to market and economic forces and can go down in value as well as up. Investments in these, as well as other forms of investments are subject to market and economic forces and can go down in value as well as up. Past performance is not a guide to future returns and may not be repeated. Investment into the stockmarket, whether directly or indirectly should not be considered as suitable for short term investment.
Overseas investments
You should also bear in mind exchange rate fluctuations may cause the value of overseas investments to fall as well as rise.
Taxation
Levels and bases of, and relief‘s from, taxation are subject to change. Please read the product prospectus carefully to ensure you understand how the investment product is taxed and how this may affect your personal tax position. This feature was prepared by Chartwell Investment Management using sources believed to be accurate and reliable. The opinions expressed are our judgment at the time.
Chartwell Investment Management is a trading style of Cavendish Grant (IFA) Limited
Registered Office: Minerva House, Lower Bristol Road, Bath BA2 9ER.
Registered in England No. 5464443
Cavendish Grant (IFA) Limited is authorised and regulated by the Financial Services Authority
Chartwell Funding Ltd is authorised and regulated by the Financial Services Authority
theinvestorcentre.com's blog is writen by James Davies, Investment Research Manager at theinvestorcentre.com.
The opinions expressed are those of the author at the time of publication and should not be relied upon as the basis for making any investment decisions. This feature was prepared for theinvestorcentre.com using sources believed to be accurate and reliable, although no guarantee in this regard is made or implied.