Expert selection, thorough process
At Chartwell we believe it is impossible to create an effective portfolio without understanding the constituent parts.
As a result, we look far beyond the clearly observable past performance of funds and fund managers. Different market conditions bring different fund managers to the top of performance tables, so it’s important to understand how a manager delivers their returns. It may be that they are taking too much risk (there are many funds that deliver top performance one year, only to languish near the bottom the next); or there may be an apparently poor-performing fund where the manager is simply being very conservative in their investment decisions.
Our approach is to screen the huge universe of funds by sector across different market conditions and time frames.Chartwell’s fund research specialists are able to call upon a wealth of experience and investment tools to help them through the ‘noise’ of markets to see what’s really going on. We do all this so that you don’t have to.
As well as past performance, we also look at the risk that has or has not been taken by the manager and try to understand the culture and outlook of the investment company the fund manager works for. Crucially, we also believe it’s important to meet the fund managers and understand their processes and characters.
We research hundreds of funds each year and personally meet over 150 managers annually to ensure that we advocate to our clients only funds that we have full confidence in. Funds we like are included in our panel of preferred (or ‘best of breed’) funds, which we use as a base from which to select our portfolios.